Health Exchange FAQ
What is the exchange?
The State Bar of Arizona Health Exchange is a partnership with American Health Insurance Exchange. It provides an alternative to government exchange for people wanting health insurance.
Why use this exchange?
The State Bar of Arizona Health Insurance Exchange provides more choices and better customer service than the government exchange. Not only is there a greater variety of health plans, but agents on the exchange can give advice and recommendations, which is something consumers can’t get on the government exchange.
Does the State Bar Exchange include an ACA approved plan?
No. Unlike previous years, there is only one ACA approved provider for Arizona. That company has chosen not to participate in the State Bar Exchange.
Why choose a non-ACA health plan?
Non-ACA approved health plans may carry a tax penalty. However, in some circumstances, the total cost may be less than an ACA plan. You need to carefully weigh your options as to which type of plan is best for you.
When is the ACA Open Enrollment Period?
For coverage starting in 2017, the proposed Open Enrollment Period is November 1, 2016 through January 31, 2017.
What is the American Health Insurance Exchange?
American Health Insurance Exchange (AHIX), a division of JLBG Health is the #1 provider of branded Affinity Health Insurance Exchanges in the US with more than 350 clients including the National Federation of Independent Business (NFIB), The American Bar Association (ABA), and the American Medical Association (AMA). JLBG has an A+ rating with the Better Business Bureau.
What types of plans are available through the Bar’s exchange?
- Medicaid enrollment
- State/Federal Exchange enrollment with subsidies
- Private Exchange options
- Non-qualified health plans
Are dental and vision plans available?
Yes. Dental and vision plans are available and do not have to be purchased with health insurance.
Will the Bar receive income this partnership?
The State Bar of Arizona will receive marketing revenue from AHIX based on member participation. This non-dues revenue will be used offset the cost of other programs at the Bar.
Can non-Bar members use this exchange?
Yes, the Affordable Care Act does not permit limits on exchange access.